This section is for members who have either stopped working for the company, or who still work for Heineken but stopped paying into the Plan when it closed on 8 July 2011.

If you’re a deferred member, you will have a pension waiting for you in the Plan. Your deferred pension (sometimes called a ‘frozen pension’) was calculated on your date of leaving. It isn’t really ‘frozen’ though, because it receives annual increases, in line with the Plan Rules.